Resources
The things I end up explaining twice a week
Written to be useful on their own. No rates, no calculators, and no requirement to give me your details to read them.
What self-employed buyers should gather before applying
Self-employed buyers are usually handed a generic checklist that does not fit how they earn. Here is what is typically needed for an alternative-documentation file and, more usefully, why — plus the two Texas items that surprise people.
Texas down payment assistance: your first three steps
Most people who miss out on Texas down payment assistance do not fail the criteria — they run out of time, or find out too late that the house they loved was on the wrong side of a boundary. Three steps, in order, before you start looking.
What a listing agent actually needs from your lender
Agents are the gatekeeper for most buyers, and they judge offers partly on the lender behind them. Here is what they are actually checking, and how to make your offer easy to say yes to in a Houston market with real inventory.